The First National Difference
My Mortgage
Home Warranty
 
Our Difference

First National offers outstanding choice, flexibility and service for residential mortgages. Feel confident about your decision to recommend First National:

Dependable
At First National, mortgages are all we do. With more than $60 billion in mortgages under administration and 20 years providing mortgages to Canadian home buyers, First National is Canada’s largest non-bank provider of residential mortgages. Working together with mortgage brokers, we can find the right mortgage solution for clients.

Mortgage Solutions
First National offers a wide range of mortgage solutions, flexible payment terms and prepayment privileges to suit clients needs, including:
  • Fixed rate terms that provide peace of mind
  • Adjustable rate terms that give you flexibility to take advantage of low interest rates
  • Mortgages for self-employed workers, persons new to Canada and those who need more flexibility
  • Mortgages for vacation properties, second homes and rental properties

My Mortgage
We believe clients should have complete access to their mortgage. That’s why we created
My Mortgage, one of the most efficient mortgage management systems in the industry. From checking mortgage balances to taking advantage of prepayment privileges, it’s never been easier or more convenient for clients to manage one of their most important investments.

Fast Approvals…Often within 24 hours
First National offers fast turnaround times for mortgage applications and exceptional customer service. With the First National Automated Valuation Model and access to Merlin, Canada's leading approval and tracking system, you will receive answers to your questions without long wait times, and clients can speak with one of our helpful Mortgage Specialists quickly and easily. In independent surveys, First National is continually ranked #1 for exceptional service with mortgage brokers.

Home Warranty / Free for 12 months
To help make purchasing a home worry-free, First National offers the Encompass™ Home System Warranty Program FREE for the first 12 months of an eligible new mortgage. This program covers repairs to the major systems in your home – up to $10,000, including electrical, plumbing, heating and air-conditioning repair services.

Learn more about the
FREE Home System Warranty Program*

*Not available in B.C.
Information contained within is not applicable to residents of Quebec. Residents of Quebec must consult their Encompass Home System Warranty Program certificate for full coverage details.