Mortgage Solutions



Flexible & Innovative Mortgage Solutions To Suit Customers’ Needs
First National provides a wide range of mortgage solutions, flexible payment options and prepayment privileges to suit almost all customers' needs.

Login to Merlin for more detailed product information and access to Canada’s leading mortgage approval and tracking system.


Common features to all First National mortgages

Fixed Rate Mortgages
1-7 Year and 10 Years fixed rate mortgages offer one low rate for the term of the mortgage.

Option 60
The new five year fixed rate mortgage solution tailored to meet the demands of today's market.

6 Month Fixed Rate Convertible
When flexibility is important, this short term mortgage allows customers to convert to a closed term of 1 year or longer at any time, without charge.

Adjustable Rate Mortgage
Maximizer Plus, the adjustable rate mortgage from First National that offers flexibility.

Borrowed Down Payment
With a borrowed down payment, and as little as 1.5% in closing costs, customers can finance their dream home.

Insured Stated Income
This mortgage solution has been designed to meet the unique needs of self-employed homebuyers.

Conventional Stated Income
Self-employed and contract workers with a down payment and good credit will find this mortgage meets their needs.

Rental Program
Financing options to help borrowers purchase 1-4 unit rental property.

Move Your Mortgage to First National
Moving a mortgage to First National is simple and there are no fees.