Mortgages, made for you.
What matters most to you when choosing a mortgage? In 35+ years of serving Canadian homebuyers, the answer is always the same – make it easy and stress-free. Simple online tools. Experts there if you need them. And the flexibility to change when life does.
Rates are for single-family residential mortgages. Actual rates may vary. Please contact First National toll-free at 1-888-488-0794 or send us a message through your My Mortgage account. Rates are subject to change without notice. E. & O. E.
35+
years of serving Canadians
$150B+
of mortgages under administration
270,000+
residential mortgage customers
100%
broker channel focused
Manage your mortgage in minutes
My Mortgage® makes managing your mortgage the easiest thing you’ll do online. You can see exactly what’s happening with your mortgage right when you log in. And complete important tasks quickly – when it’s convenient for you, from any device.
- Get a current snapshot of your balance, payment schedule, maturity date and payment progress
- Access and schedule your prepayment privileges online
- View and download statements
- Update your personal and banking information
- Review and sign your renewal
Mortgage decisions, made clearer
Whether you’re renewing, refinancing, paying down faster or buying your next home, you’ll find clear information and guidance to help you decide what’s right for you.
Buying your next home
Moving or buying another property? Learn about mortgage porting and your options to continue working with First National.
Working with a broker
Unsure about the best mortgage for you? A mortgage broker helps you compare mortgage options, recommends a mortgage that fits your needs and stays with you from start to finish.
Renewing your mortgage
Explore your mortgage renewal options and calculate your new payments, so you’re ready to renew online when your term is up.
Buying your first home
Learn what first-time home buyers need to get approved, figure out your budget and understand how a broker can help.
Pay down faster
Put extra money toward your mortgage and choose between a variety of mortgage prepayment options available with your First National mortgage.
Refinancing your mortgage
Use your home’s equity consolidate debt, lower borrowing costs or fund major purchases as your needs change.
Use our free mortgage tools and calculators
Our online tools can give you a sense of what you can afford, what your payments could be and the costs of paying off your mortgage early.
Mortgage FAQs
Our customers ask us these questions – here are the answers to save you time.
How do I register for My Mortgage®?
Registering for My Mortgage® is quick and easy. All you need is your email address, phone number, property postal code, name of the institution you bank with and your First National mortgage number. Once registered, your account will be ready to use right away. Register today by visiting mymortgage.firstnational.ca!
Where can I find my Annual Statement and when is it available?
Annual Statements are available in your My Mortgage® account in February each year. We will send you an email to let you know when they are ready to view.
Can First National collect and pay my property tax payments for me, and how are they calculated?
Yes. First National can collect a portion of your final property tax amount with each mortgage payment and pay your municipality on your behalf – free of charge.
What are mortgage prepayment privileges?
Mortgage prepayment privileges allow you to pay off your mortgage faster by making extra payments in addition to your regular mortgage payment schedule. Depending on the type of First National mortgage you have, you could be eligible to use lump sum payments, double up payments or a 15% payment increase. Taking advantage of these options can help lower the amount of interest you pay and take time off your amortization.