Our Difference

 
First National offers you outstanding choice, flexibility and service for your residential mortgage. Feel confident about your decision to choose First National:
 
A company you can depend on
   
A broad range of mortgage solutions
   
Accessing your mortgage information
has never been easier
   
Enjoy fast approvals…often within
24 hours
   
FREE Home Warranty for 12 months
 
We make your home ownership dreams a reality! 
 
 
A company you can depend on
At First National, mortgages are all we do. With more than $50 billion in mortgages under administration and 20 years providing mortgages to Canadian home buyers, First National is Canada’s largest non-bank provider of residential mortgages. Working together with your mortgage broker, we can find the right mortgage solution for you.
 
 
 
 
A Broad Range of Mortgage Solutions
First National offers a wide range of mortgage solutions, flexible payment terms and prepayment privileges to suit your needs, including...
 
 

  • Fixed rate terms that provide peace of mind
  • Adjustable rate terms that give you flexibility to take advantage of low interest rates
  • Mortgages for self-employed workers, persons new to Canada and those who
    need more flexibility
  • Mortgages for vacation properties, second homes and rental properties
 
 
 
 
 
Accessing your mortgage information has never been easier
We believe you should have complete access to your mortgage. That’s why we created
My Mortgage, one of the most efficient mortgage management systems in the industry.
From checking your balance to taking advantage of prepayment privileges, it's never been easier or more convenient to manage one of your most important investments.

 
 
 
 
Enjoy fast approvals…often within 24 hours
First National offers fast turnaround times for mortgage applications and exceptional customer service. You’ll receive answers to your questions without long wait times, and you can speak with one of our helpful Mortgage Specialists quickly and easily. In independent surveys, First National is continually ranked #1 for exceptional service with mortgage brokers..
 
 
 
 
 
FREE Home Warranty for 12 months
To help make purchasing your home worry-free, First National offers the Encompass™
Home System Warranty Program FREE for the first 12 months of your eligible new mortgage. This program covers repairs to the major systems in your home – up to $10,000, including electrical, plumbing, heating and air-conditioning repair services.


Learn more about the FREE Home System Warranty Program*

*Not available in B.C.
Information contained within is not applicable to residents of Quebec. Residents of Quebec must consult their Encompass Home System Warranty Program certificate for full coverage details.