RESIDENTIAL_Prepayment_calculator

Calculateur de remboursement anticipé

Estimez le montant potentiel de votre pénalité pour remboursement anticipé

Si vous envisagez de rembourser votre prêt hypothécaire avant l'échéance ou de rembourser un montant plus élevé que celui auquel votre privilège de remboursement anticipé vous donne droit, il est possible que vous ayez à payer une pénalité pour remboursement anticipé. Il est important que vous disposiez d'autant d'information que possible avant de décider de faire un remboursement anticipé, vu la pénalité pouvant alors être exigible. Utilisez le convivial calculateur de remboursement anticipé de First National pour estimer le montant potentiel de la pénalité pour remboursement anticipé. Sur la base de ce montant, vous serez en meilleure position de décider si vous voulez rompre votre contrat hypothécaire avant la date d'échéance.

 

This calculation is based on the accuracy and completeness of the data entered above and is for illustrative and for informational purposes only. This calculator estimates the prepayment charge (the cost to break the term of your mortgage) as of today’s date on fixed or adjustable rate mortgages having a closed term. This is an estimate only.

This calculation assumes a constant interest rate throughout the amortization period and that the interest rate is compounded semi-annually, not in advance. The mortgage prepayment amount may vary according to certain variables entered in to the calculator and may not provide the precise dollar amount of your mortgage prepayment. If there has been a recent change in the posted rate, it may not be updated in the calculator. The results will give you a general idea of the basic mortgage prepayment amount based upon the information you have entered.

The above calculation may change over time due to several factors. As your mortgage balance or the amount you choose to prepay changes, and/or the First National prime rate changes, the prepayment charge may change. You cannot prepay your mortgage unless all your payments are up to date.

First National does not make any express or implied warranties or representations with respect to any information or results in connection with the calculator. Refer to your mortgage document for the details specific to your mortgage and prepayment options. Please contact Customer Service at 1.888.488.0794 or by email at customer@firstnational.ca to obtain your exact prepayment charge.

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