Founded in 1988, First National is one of Canada’s largest, non-bank lenders of residential and commercial mortgages. We are a proud Canadian company that has endured, grown and led our industry. We currently have $130+ billion of mortgages under administration and remain committed to helping Canadians realize their homeownership dreams.

For the past 35+ years, we’ve had one focus. Mortgages. We are industry experts and work exclusively with mortgage brokers.

First National mortgages are available exclusively through a licensed mortgage broker. When working with your mortgage broker, you can explore different mortgage options, compare value beyond price and rely on their expertise to advocate for you. Your broker is your partner, not ours.  

We offer exceptional online tools to help save you time and reduce stress. Use our calculators to run your numbers, so you can validate your budget and estimate your possible payments. Once you have a First National mortgage, you can manage your mortgage online, anytime with My Mortgage^®, our personalized online portal. We also have a knowledgeable customer support team at the ready if you need extra assistance. Once you sign up for My Mortgage^®, you can subscribe to our newsletter, which offers great tips and how to’s to help you make the most of your First National mortgage.

We build flexibility into our mortgages with prepayment privileges (15% lump sum, double up payments and 15% payment increase for fixed rate mortgages). You can also change your payment frequency or due dates to accommodate lifestyle changes or life events. Other beneficial features include refinancing, title changes, porting and conversions.

Yes! You can complete the renewal process online in My Mortgage^®. You will receive notice of your upcoming renewal four months prior with clear instructions. We also have mortgage specialists available to help you clarify your options and answer any questions you may have.