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Residential Mortgage Commentary - Ottawa offers comfort to nervous borrowers
Residential Mortgage Commentary - Colder weather and a cooling market
Residential Mortgage Commentary - BoC: Prepare for higher for longer
Residential Mortgage Commentary - Economists vs the market
Residential Mortgage Commentary - Credit quality concerns
Bank of Canada holds its interest rate steady, publishes updated economic forecasts
Jason Ellis assesses the Canadian housing market and lending regulations at the 2023 MPC Conference
Residential Mortgage Commentary - Interest rate uncertainty stifles home construction
Residential Mortgage Commentary - Cooling continues as fall arrives
Quarterly Report - October 2023
Residential Mortgage Commentary - Housing starts stagnate
Residential Mortgage Commentary - Positive housing market sentiment
Residential Market Commentary - Rate hike expectations
Market Memo: The politics of housing – Sep. ‘23
Residential Market Commentary - Better balance in August
Bank of Canada leaves its benchmark interest rate at 5.0%
Residential Market Commentary - New interest rate outlook
Residential Market Commentary - Fixed rates favoured, for shorter terms
Residential Market Commentary - Price moderation and more inventory in July
Residential Market Commentary - Inflation projections
Residential Market Commentary - Employment softens. Will the Bank of Canada?
Residential Mortgage Quarterly Review – July 2023
Residential Market Commentary - GDP and interest rate predictions
Residential Market Commentary - June jump for housing starts
Residential Market Commentary - Housing market softens
Persistent inflation leads the Bank of Canada to increase its benchmark interest rate
Residential Market Commentary - Inflation expectations remain sticky
Residential Market Commentary - OSFI bolsters the backstop
Residential Market Commentary - Strong market in May
Market Memo: New home buyer insights - June 2023
Residential Market Commentary - Surprise rate hike. More to come?
Market Memo: Mortgage Market, Changing Tastes – May ‘23
Economic growth leads the Bank of Canada to increase its benchmark interest rate
Residential Market Commentary - Canada’s tenacious economy
Residential Market Commentary - Canadian consumer confidence climbs
Residential Market Commentary - Bank of Canada looks at mortgage risks
Residential Market Commentary - Rates rise, satisfaction slips
Residential Market Commentary - Spring market activity begins to bloom
Residential Market Commentary - The economy slows down
Quarterly report – Apr. 2023
A 35th anniversary First National salute to Canada’s mortgage brokers
Residential Market Commentary - Banking regulator gauges risk
Residential Market Commentary - Spring market comes to life
Market Memo: Canada’s housing conundrum - Apr. 2023
Bank of Canada holds its benchmark rate at 4.50%, updates its outlook
Residential Market Commentary - BoC expected to stay on the sidelines
Residential Market Commentary - GDP’s double-edged sword
Residential Market Commentary - Inflation improves again
Residential Market Commentary - Housing market optimism
Residential Market Commentary - Taking a pause, but for how long?
Bank of Canada maintains its benchmark interest rate to 4.50%
Residential Market Commentary - Pressing the pause button
Residential Market Commentary - Optimism lives, but concerns persist
Residential Market Commentary - Declines continue. Is the bottom in sight?
Residential Market Commentary - Job data and inflation
Market Memo: New Year, New Rules Part 2 – Jan. 2023
Residential Market Commentary - It’s a pause, not a pivot
Market Memo: New Year, New Rules Part 1 – Jan. 2023
Residential Market Commentary - Bank of Canada plans a pause
Bank of Canada increases its benchmark interest rate to 4.50%
What’s ahead for Canada? Here is what the country’s leading economists think.
Residential Mortgage Quarterly Review – January 2023
Residential Market Commentary - Lingering inflation pressures
Residential Market Commentary - High costs chase some Canadians out of big cities
Residential Mortgage Commentary - Inflation & interest rates: lead characters for 2023
Residential Market Commentary - No surprises in CREA’s November numbers
Residential Mortgage Commentary - The next move by the Bank of Canada
Bank of Canada increases its benchmark interest rate to 4.25%
Residential Market Commentary - Five-year terms & variable rates fall from favour
Residential Market Commentary - Unconscious spending
Residential Mortgage Commentary - Inflation report offers hope of interest rate relief
Residential Mortgage Commentary - Employment, inflation and interest rates
Residential Mortgage Commentary - Inflation & interest pinching consumers
Residential Mortgage Commentary - Bank of Canada signals a slowdown
Bank of Canada increases its benchmark interest rate to 3.75%
Residential Mortgage Commentary - Another interest increase all but guaranteed
Jason Ellis comments on the mortgage market at Canada’s largest conference of industry professionals
Residential Mortgage Commentary - Misleading averages
Residential Mortgage Commentary - Home ownership on hold
Residential Mortgage Commentary - Inflation & interest rates increase anxiety
Residential Mortgage Commentary - Census says: renting on the rise
Residential Mortgage Commentary - As autumn arrives the market cools further
Residential Mortgage Commentary - Rates up again. More hikes likely.
Bank of Canada increases its benchmark interest rate to 3.25%
Residential Mortgage Commentary - When will the BoC pause interest increases?
Residential Mortgage Commentary - More tough talk on inflation
Residential Mortgage Commentary - Realtors and bankers expect short housing correction
Residential Mortgage Quarterly Review - Q2 2022
Residential Mortgage Commentary - Affordability update
Residential Mortgage Commentary - A sinking feeling among consumers
Residential Mortgage Commentary - Despite challenges, desire to own is still strong
Residential Market Commentary - Cautious economic optimism
Residential Mortgage Commentary - A cool summer arrives
Bank of Canada increases its benchmark interest rate to 2.50%
Residential Market Commentary - Inflation and the “R” word
Residential Market Commentary - Real estate knowledge gap
Residential Market Commentary - Affordability concerns
Residential Market Commentary - Fighting fear about fighting inflation
Residential Market Commentary - Collateral damage in the inflation fight?
Residential Market Commentary - Bank of Canada toughens up its inflation fight
Bank of Canada increases its benchmark interest rate to 1.50%
Residential Market Commentary - Rising rates have Canadians looking at alternatives
Residential Market Commentary - Inflation is deflating consumers
Residential Market Commentary - Lingering heat in the housing market
Residential Market Commentary - Housing market cooling
Residential Market Commentary - Interest rates and a hot economy
Residential Market Commentary - Interest rate outlook
Residential mortgage quarterly review Q1 2022
Residential Market Commentary - “Inflation is too high”
Bank of Canada increases its benchmark interest rate (again), issues New Monetary Policy Report
Residential Mortgage Commentary - No silver bullet
Residential Market Commentary - Affordability anxiety
Residential Market Commentary - Rising rates. What’s next?
Residential Market Commentary - Hot in February, but cooling in the forecast
Residential Market Commentary - Debt rises, so does net worth
Residential Market Commentary - Rising rates: fixed or variable?
Bank of Canada increases its benchmark interest rate, updates its 2022 outlook
Residential Market Commentary - The war and interest rates
Residential Market Commentary - The influence of investors
Residential Mortgage Commentary - Demand pressure pushing up prices
First National's commitment to you for 2022: Growth, service and more
Residential Mortgage Quarterly Review – January 2022
Residential Mortgage Commentary - What renters think
Residential Market Commentary – Hiking rates without an increase
Bank of Canada holds benchmark interest rate steady, updates 2022 economic outlook
Residential Market Commentary - Interest rate anticipation runs high
Residential Market Commentary - Canadians prefer interest increases over inflation
Residential Market Commentary - Surtax study riles industry
Residential Market Commentary - Winter chill does not cool market
Residential Market Commentary - BoC sings same song
Bank of Canada holds benchmark interest rates steady in final decision of 2021
Residential Market Commentary - “Belabouring” interest rate increases
Residential Market Commentary - Investors, increases and instability
Residential Market Commentary - No rush for a rate hike
Residential Market Commentary - Affordability woes
Residential Market Commentary - The case for slower price growth
Residential Market Commentary - A change in tone on inflation
Bank of Canada holds benchmark interest rates steady, ends special quantitative easing
Residential Market Commentary - Affordability and debt cause concerns
Residential Market Commentary - Bubble, bubble toil and trouble
Jason Ellis updates mortgage professionals on First National 18 months into the pandemic
Residential Market Commentary - The future of inflation
Residential Mortgage Quarterly Review - Fall 2021
Residential Market Commentary - Buying beats renting
Residential Market Commentary - Goodbye city life?
Residential Market Commentary - New factors affecting mortgages
Residential Market Commentary - BoC on the sidelines but sending signals
Bank of Canada holds benchmark interest rates steady
Residential Market Commentary - A closer look at blind bidding
Residential Market Commentary - A nuanced but notable signal from the U.S. Fed
Residential Market Commentary - Election housing promises
Residential Market Commentary - Changing affordability and maximum mortgages
Residential Market Commentary - What's ahead for interest rates
Residential Market Commentary - Property: Bet you can’t own just one
Residential Market Commentary - Interest rates vs. inflation
Bank of Canada holds benchmark interest rates steady, publishes quarterly outlook
Residential Market Commentary - The light at the end of the tunnel shines on more spending
Scott McKenzie discusses industry developments, highlights at First National and our service promise
Residential Market Commentary - High prices trump stress test
Residential Market Commentary - Mortgage debt milestone
Residential Market Commentary - More moderation in May
Residential Market Commentary - Worth more, spending less
Bank of Canada holds benchmark interest rates steady, updates its economic outlook
Residential Market Commentary - Looming election could lull housing policies
Residential Market Commentary - Credit scores rise: good news and bad news
Be Your Best Profile: Chad Wilson, Broker, Ideal Mortgage Solutions and Richelle Morgan, Account Manager, First National
Residential Market Commentary - Bank of Canada steps up to the bully pulpit
Residential Market Commentary - Inflated inflation forecast
Residential Market Commentary - Hot market to persist
Residential Market Commentary - Interest rate uncertainty
Residential Market Commentary - Getting better, faster
The Bank of Canada made its interest rate decision today
Residential Market Commentary - Remarkable March
Residential Market Commentary - Tightening the stress test
Residential Market Commentary - Eyeing inflation and interest rates
Residential Mortgage Quarterly Review - Q1 2021
Residential Market Commentary - Canadians remain committed to home ownership
Residential Market Commentary - The return of concern about a housing bubble
Forward thinking with Thomas Kim
Residential Market Commentary - Light at the end of the COVID tunnel
Bank of Canada holds benchmark rate steady, updates economic outlook
Residential Market Commentary - Starting to feel the heat
Be Your Best Profile: Nancy Canuel, Broker, Multi-Prêts and Caroline Bacha, Account Manager, First National
Residential Market Commentary - Inflation rising, for now
Residential Market Commentary - Rapidly evolving expectations: The latest
Residential Market Commentary - Rate rise rumours
Residential Market Commentary - Sustaining the work from home society
Residential Market Commentary - Hopes for home ownership stay strong
Be your best in the branch: Ontario
Bank of Canada holds benchmark rate steady, updates economic outlook
Residential Market Commentary - Christmas in December
Residential Mortgage Quarterly Review - Q4 2020
First National's commitment to you for 2021: Growth, service and more
Residential Market Commentary - High demand, higher prices for 2021
Residential Market Commentary - Autumn chill does not cool hot market
Looking back on 2020 with Thomas Kim
Residential Mortgage Commentary - Household debt creep resumes
Bank of Canada holds benchmark rate steady, updates economic outlook
Residential Market Commentary - Signs of a strong market amid economic confusion
Residential Market Commentary - Strong market despite consumer concerns
Residential Market Commentary - Canadians hoarding cash
Excalibur Exchange with Elena Robinson: We're here to stay
Residential Market Commentary - Financial Literacy Month
Residential Market Commentary - Optimism: point, counterpoint
Get to know our leaders: Elena Robinson
Residential Market Commentary - Expectations remain positive
Bank of Canada holds benchmark rate steady, updates economic outlook
Residential Market Commentary - Canadian consumers’ cautious optimism
Residential Market Commentary - More amazing market numbers
Residential Market Commentary - Caution and patience as we look ahead
Residential Market Commentary - Optimism strong in a weakening economy
Residential Market Commentary - Housing market stable, but prices in question
Market Memo: Remote work and some new realities
Residential Market Commentary - Hot August for home sales
Residential Market Commentary - Debt ratio dips, but not for everyone
Be your best in the branch: Alberta
Bank of Canada holds benchmark rate steady, continues large-scale asset purchase
Residential Market Commentary - Debt and delinquencies up, but under control
Residential Market Commentary - A Big Fall, But a Bounce off the Bottom
Residential Market Commentary - Just delayed, not dormant
Residential Market Commentary - Feds seem split on mortgage policy
Residential Market Commentary - Homeowners are shaking off COVID concerns
Team Perspectives: Lisa Bartlett
Residential Market Commentary - Improving, but fragile
Residential Market Commentary - Good news: inflation rises
Be your best in the branch: Quebec
Residential Market Commentary - Robust rebound in June
Bank of Canada holds benchmark rate steady, continues large-scale asset purchases
Team Perspectives: Kristina Morrison
Residential Market Commentary - Market optimism remains cautious
Residential Market Commentary - A little less bad = the new good
Residential Market Commentary - CMHC remains bearish
Up close and personal with Thomas Kim: Part II
Up close and personal with Thomas Kim: Part I
Residential Market Commentary - Glimpses of optimism
Residential Market Commentary - CMHC credit score criticism
Residential Market Commentary - CMHC takes a bite out of purchasing power
Bank of Canada holds the line on its benchmark rate
Residential Market Commentary - Lenders: Living on the edge?
Team Perspectives: Elena Robinson
Residential Market Commentary - Downplaying dire doomsayers
Team Perspectives: Nicholas Iacovelli
Residential Market Commentary - Home sales fall, debt worries rise
Team Perspectives: Ana Inacio
Residential Market Commentary - Pandemic predictions
Personal Perspectives: Caroline Bacha
Personal Perspectives: Richelle Morgan
Residential Market Commentary - The new boss. Same as the old boss?
Personal Perspectives: Erica Ma
Personal Perspectives: Shannon Parker
Residential Market Commentary - Crumbling confidence
Personal Perspectives: Sameer Badshah
Residential Market Commentary - March madness
More tips for phone and video communication
Bank of Canada holds the line on its benchmark rate
Personal Perspectives: Natasha Alli
Residential Market Commentary - What we know. What we can hope for.
Better answers to client questions
Personal Perspectives: Daniela Voci
Residential Market Commentary - March limps away
Ellis and McKenzie address COVID-19’s impact on borrowers and markets: here’s what they said
Dealing with your emotions
Supporting you in unprecedented times: redefining relevance
Bank of Canada lowers rates again and launches two debt market support programs
Jason Ellis describes First National’s COVID-19 response to Canada’s mortgage brokers
Better communication by phone and video
Residential Market Commentary - Fending off fear
Residential Market Commentary - Coronavirus treatment has side effects
A note from First National about COVID-19 measures
Canadian and U.S. central banks respond to COVID-19
Jason Ellis on current market volatility
Be your best in the branch: British Columbia
Residential Market Commentary - Buying season off to a brisk start
Bank of Canada lowers overnight rate at second 2020 meeting
The 2020’s promise to be the apartment decade. Are you ready?
Residential Mortgage Quarterly Review
Residential Market Commentary - Markets and the Coronavirus
Residential Market Commentary - A little less stress in the test
Market Memo: Canada vs. the world
Residential Market Commentary - Tight market to persist
Residential Market Commentary - Alternative lenders update
Residential Market Commentary - Staggering under the weight of debt
Residential Market Commentary - Stepping away
Market Memo: Living in the red
Residential Market Commentary - Debt goes for a hike
Residential Market Commentary - Jobs up. Rates steady.
Residential Market Commentary - 2020 foresight
Welcome to 2020. Let’s make it another year of mutual growth!
Excalibur Exchange with Elena Robinson: A year-end retrospective
Residential Market Commentary - Back on the debt treadmill
Residential Market Commentary - A flaw in Canada’s economic armour
Residential Mortgage Quarterly Review - Q3 2019
Residential Market Commentary - Housing and debt worries weigh on BoC
Residential Market Commentary - Rate cut pressure eases for BoC
Key takeaways from MPC's 2019 Lender Panel
Residential Market Update - Consumer debt blues brighten slightly
Residential Market Commentary - BoC has clearer path to a rate cut
Being your best by supporting clients confidently
Residential Market Commentary - Mortgage-free or diversity?
2019 is almost over but it’s not too late to broker a commercial mortgage
Residential Market Commentary - Mortgage business on the move
Market Memo: Stress and the young home buyer
Residential Market Commentary - Qualifying rate conundrum
Residential Market Commentary - The realities of rental
Residential Market Commentary - The Bank of Canada: What it is, what it does
Market Memo: What is middle class?
Residential Market Commentary - What is a central bank?
Residential Market Commentary - Alternative facts vs. fraud
Residential Market Commentary - Treading water in a rising tide
Residential Market Commentary - Rate cut seems certain
Could there ever be a better time to broker a commercial mortgage?
Being your best by adapting without sacrificing consistent service
Residential Market Commentary - Price explosion in Charlottetown
Residential Market Commentary - A sunny July, but ominous clouds on the horizon
Excalibur Exchange with Elena Robinson: Business-for-self clients
Residential Mortgage Quarterly Review - Q2 2019
Residential Market Commentary - The ups and downs of unemployment and interest rates
Market Memo: Debt load, delinquency and insolvency
Residential Market Commentary - BoC not reacting to U.S. interest cut
Residential Market Commentary - More weight on rates
Residential Market Commentary - Interest rate early warnings
Residential Market Commentary - Housing returns as economic driver
Residential Market Commentary - Affordability? Forget about it
Residential Market Commentary - Affordability improves, a little
Residential Market Update - Canada’s interest rate conundrum
Brokering a commercial mortgage is easier than you might think
Residential Market Commentary - The affordability fight
Be your best by providing the options and response that drive loyalty
Residential Market Commentary - A tale of two job reports
Excalibur Exchange with Elena Robinson: Renewals
Market Memo: Driving 'til you qualify might not go the economic distance
Residential Market Commentary - Standing pat, but still optimistic
Residential Market Commentary - Creeping rate cut speculation
Being your best when you have to be many things to many people
Residential Market Commentary - BoC: Financial system is stable
Residential Mortgage Quarterly Review - Q1 2019
Residential Market Commentary - Dirty money in the real estate market
Residential Market Commentary - The Fed holds firm
Residential Market Commentary - Bank of Canada pulls up a seat on the sidelines
Get to know Connie Altomari, Director of Residential Underwriting, Ontario and Atlantic Canada
Residential Market Commentary - Rate hike disappears over the horizon
Want to broker a First National commercial mortgage? It pays to read this
Residential Market Commentary - New realities have home buyers adjusting
Lasting Impressions: Kathy Lillie
Residential Market Commentary - Bond yield inversion: the case for calm
Residential Market Commentary - The budget and real estate crime
Residential Market Commentary - Budget help for house hunters
Residential Market Commentary - Less Wealth as Debt to Income Grows again
Residential Market Commentary - Defying economic expectations
Market Memo: Consumer blues
Residential Market Commentary - GDP belly flop to end 2018
Residential Market Commentary - The next move: no move for BoC
Market Memo: Income expectations and financial comfort
Residential Market Commentary - The slide continues
The commercial mortgage market is calling: are you ready to answer?
Residential Mortgage Quarterly Review - Q4 2018
Excalibur Exchange with Elena Robinson: A user's guide to alternative mortgages
Residential Market Commentary - As goes housing, so goes the economy
Residential Market Commentary - Housing: An early election issue
Residential Market Commentary - Inflation: Just a blip on the radar
Market Memo: Looking ahead
Residential Market Commentary - BoC holding steady against headwinds
Broker Stories: Bill Nugent, Mortgage Broker/Franchise Owner, Neighbourhood DLC
Mortgage videos
Glossary of terms
Mortgage calculators
Prepayment privileges and charges
My Mortgage
Market Memo: Presale shenanigans
Be your best in how you choose to communicate
Being your best also means taking a break
The ABCs of being your best: building relationships and rapport
Be your best with better decision making
Residential Market Commentary - 2017's Q2 figures reveal an increase in risk to the Canadian economy
Mortgage rule change hits first-time buyers the hardest
Be your best by branding yourself as a specialist
First National's broker relationship