First National Home Equity Secured Mastercard®

You’ve spent time and energy earning equity in your home.

You now have a practical way to take advantage of it and simplify other areas of your life.

The First National Home Equity Secured Mastercard leverages your home equity to secure credit that can be used for:

Home improvements or repairs
Consolidating debt
Large purchases including electronics or appliances
Education
Self-employed clients that want to expand and grow their business

Enjoy the flexibility, security and convenience of a secured credit card with a credit limit based on the equity in your home.

Requirements

The property must be owner occupied as a single family residence
Cards are limited to two cards per household
A mortgage will be registered against the property to secure the credit card debt
Ontario properties only^*

Key Features

High credit limits allow eligible cardholders to secure up to a maximum credit limit of $500,000^†
No annual fee
Additional card for co-applicant where the co-applicant is also registered on title to the property
Mastercard Zero Liability Protection against unauthorized use^‡
Convenient cash advances available at any ABM

Rates, Fees and Payments

Speak with your broker to see what rate you qualify for
Pre-authorized Payment is required to cover minimum payments, providing convenience and eliminating any worry of missed payments
Set-up fee of 2% of your credit limit charged to the card

To learn more about the First National Home Equity Secured Mastercard

Talk to your broker today.
Call First National by phone at 1-888-670-2111 or send us a message on My Mortgage^® .

Existing First National Home Equity Secured Card customers

Customer service is provided by Fairstone Bank. Please call 1-855-634-1328 Monday to Friday 9 am to 5 pm EST.

Fax: 1-844-554-3615
Mail: First National Home Equity Mastercard Issued by Fairstone Bank of Canada, P.O. Box 220, Orangeville, ON, L9W 2Z6

Lost/Stolen Cards
From Canada or the United States: 1-855-489-5688
Elsewhere (by collect call): 416-850-0044

Legal

^ΔFairstone Bank of Canada is a Schedule I federally regulated Canadian Bank
^†Determined based on the equity in your home and subject to approval
^‡Mastercard’s Zero Liability Protection is subject to certain conditions as set out in the cardholder agreement for this product.
* Available in Ontario only, subject to change at any time
The Home Equity Secured Mastercard® is issued by Fairstone Bank of Canada.
^®/TM Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
^©First National Financial LP

Pre-authorized Debit Agreement
Cardholder Agreement
Complaint Handling Process
Cost of Borrowing Disclosure
Privacy Statement