Our team
Better people make better lending
We lend billions of dollars to commercial real estate projects every year. But it’s not just capital that distinguishes us. It’s the empowered nature of our workforce. Our advisors are experienced experts whose sole focus is to deliver financing
strategies that enable you to achieve greater success.
Our Better Lending culture – three decades in the making – is built on the skill that comes from pure mortgage lending. Because we start from a position of knowledge about you, your project, and your market, we can design solutions that
are fit for your purpose. And because accountability is in our nature, we meet our commitments.
Better by design, better by nature, better for you in every corner of the country.
Patricia Alvaro
Patricia is a member of:
Team Cook
Senior Director and Team Lead, Commercial Financing
patricia.alvaro@firstnational.ca
416.593.2924
Problem
Solver. Resourceful.
Mentor.
“I add value by navigating complex challenges with clarity,
mentoring others with empathy and insight, and fostering a stable,
solution-oriented team environment.”
Patricia joined First National in 2009 and brings a wealth
of industry knowledge to her role as Senior Director and Team Leader. Her
career spans pivotal moments in commercial lending, including leading mortgage
operations during the subprime crisis—an experience that shaped her resilient
and steady leadership style.
Known for her problem-solving mindset and resourcefulness,
Patricia excels at identifying root causes and implementing effective
solutions. She is a trusted mentor who empowers others to grow professionally,
and her ability to read and respond to team dynamics makes her a grounding
presence in any situation.
Outside of work, Patricia enjoys reading, listening to thought-provoking podcasts, exploring new destinations, and experimenting with fresh recipes in the kitchen—always bringing creativity and curiosity to everything she does.