Our team
Better people make better lending
We lend billions of dollars to commercial real estate projects every year. But it’s not just capital that distinguishes us. It’s the empowered nature of our workforce. Our advisors are experienced experts whose sole focus is to deliver financing
strategies that enable you to achieve greater success.
Our Better Lending culture – three decades in the making – is built on the skill that comes from pure mortgage lending. Because we start from a position of knowledge about you, your project, and your market, we can design solutions that
are fit for your purpose. And because accountability is in our nature, we meet our commitments.
Better by design, better by nature, better for you in every corner of the country.
Ethan Gardner
Ethan is a member of:
Team Chung
Associate Analyst, Commercial Financing
ethan.gardner@firstnational.ca
416-263-4773
People-Oriented. Proactive. Communicative.
“I add value by conducting thorough due diligence, building clear underwriting materials, and applying a quantitative mindset to support well structured financing decisions.”
Committed to executing with speed and precision, Ethan takes a structured, detail driven approach to underwriting. He is known for being dependable under tight timelines and for turning complex borrower and property information into clear, decision ready analysis. Ethan combines strong follow through with practical judgment, helping move transactions from initial review through approval and closing with consistency and care.
Outside of work, Ethan enjoys running, spending time with friends and family, and exploring new corners of the city.