Depending on how you choose to manage your mortgage and payments, there may be times when you have to pay additional charges.
*Interest Rate Differential (IRD): the difference between your current mortgage interest rate and the current First National interest rate on a replacement mortgage for the time remaining on your mortgage term.
**Prepayment penalties are subject to change based on changes in interest rates, the passing of an anniversary date or upon the conditions set out in certain mortgage products. Please refer to your mortgage documents, log into My Mortgage or contact our customer service team at 1.888.488.0794 for more information.
There are other charges that could potentially apply when paying down or paying off your mortgage:
For questions about these charges, please contact Customer Service at 1.888.488.0794 from 8:30am to 8:00pm (EST), Monday through Friday.
If you choose to pay more than your prepayment privileges allow, you may face additional charges or penalties. Learn when and how these charges may apply to you.
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